Graduation Gift Ideas for Best Friends

2022.01.28 23:08 IntriguedObserver Graduation Gift Ideas for Best Friends

My best friends are graduating this year. We've been roommates (four of us, two graduating, me and another staying another year) since freshman year and I'm looking for gift ideas that I can get engraved with a short message.
Ideally, it would be something that would last forever, and you couldn't lose in a move (so not a pen, or any food items). Hoping for something that has a little bit of sentimental value
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2022.01.28 23:08 Sweetbladequeen Samosa [homemade]

Samosa [homemade] submitted by Sweetbladequeen to food [link] [comments]


2022.01.28 23:08 EricTeKing Adventurer 3

I started using petg filament but now there's this weird noise. Anybody know how to fix this?
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2022.01.28 23:08 Dandantheplumberman What classic movie/tv character do you think needs to be updated for 2022 and made LGBT?

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2022.01.28 23:08 Aggravating_Wing_973 Mining

Someone I know said they are limited to 30 minute mining sessions any one else experiencing this?
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2022.01.28 23:08 No-Pineapple-3819 DAMN IT WHY. ISNT HE SUS

DAMN IT WHY. ISNT HE SUS submitted by No-Pineapple-3819 to AceAttorneyCirclejerk [link] [comments]


2022.01.28 23:08 economicsdesign DeFi 101: Interest Rate Swaps in DeFi

We provide over 100+ FREE crypto articles on our SubStack! :D (Link on our profile). This is not financial advice.
TLDR: When it comes to fixed interest rates, it is the interest rate swap and the variable interest rate. Because of this, you can see that projects will often do the fixed interest rate and interest rate swap/market.Get smart: DeFi's current situation is yet to meet that demand, but this could be the starting point for DeFi's fixed-rate and swap-rate segment.
General Conclusion Last week on the fixed interest rate, we covered zero coupon bond. The coupon is paid upfront or at maturity and divided equally per month.Another method to get a fixed interest rate is via Interest Rate Swap. That is what we will focus in this article today.
What's Interest Rate Swap?

Swap is a financial derivative product consisting of 2 transacting parties making a series of payments to the other in a certain period.
As you can imagine, it is to swap the interest rate. We exchange the interest rates.E.g. I have an asset that has a changing interest rate. It pays me 3%, 2%, 3.5%, 0.17%, 4.2%. Instead, I want it to give me a consistent 2% instead.How do we do this? Via interest rate swaps.Why do we want this? Because we prefer something stable and consistent. It helps with financial management.
Types of Swaps
There are 4 kinds of swaps based on underlying asset properties: Currency swap, Interest rate swap, Equity swap and commodity swap.
The interest rate swap has 2 transacting parties performing a series of interest payments to the other. Both payments are in the same currency. One party pays floating interest, the other can pay at a floating or fixed rate.Note: you only swap the interest rate. Not the asset itself.In this analysis, we focus on the interest rate swap, which has one side paid by paying the float interest rate. The other side is paid by the fixed interest rate. This also is called a Plain Vanilla Swap.
Swap Details Swaps have a
  1. begin date
  2. end date
  3. interest payment period
As a future contract, swaps do not have any party prepayment. So swaps have an initial value = 0. That means present value (PV) is the same. The date which payment occurs called settlement date and the time interval between two payments is called a payment cycle.Payments will usually occur for a short period of time, usually 1 day. This is because floating rates often change continuously, so payments will have to be made within the specified time.Each Swap is materialised by a transaction amount called estimated capital. Because Interest Rate Swaps include the payment of interest, the settlement of which is calculated by multiplying the period of the interest by the initial capital which is never paid out. Therefore, it is not called the initial capital but rather the estimated capital.
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2022.01.28 23:08 Jinglebell727 My rescue dog looks like a trash panda

My rescue dog looks like a trash panda submitted by Jinglebell727 to MadeMeSmile [link] [comments]


2022.01.28 23:08 DisGyalDee 24f looking for people to chat with!

Hi there! Come say hi if you want to have a buddy that texts consistently and is pretty chill. I'm into casual games, youtube, and will definitely chat your ear off if you let me 😅
Please keep in mind that I'm looking for friendships with genuine chemistry...so if we don't really vibe I'll let you know. But hey won't know if we don't try 😁
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2022.01.28 23:08 Sadgasm81 Never Forget - Trump Wears Diapers Because He Shits His Pant.

Never Forget - Trump Wears Diapers Because He Shits His Pant. submitted by Sadgasm81 to CapitalismSux [link] [comments]


2022.01.28 23:08 Embarrassed-Novel931 Let's Play Pokémon XD Gale of Darkness Part 13 Gameplay Walkthrough

Let's Play Pokémon XD Gale of Darkness Part 13 Gameplay Walkthrough submitted by Embarrassed-Novel931 to AdvertiseYourVideos [link] [comments]


2022.01.28 23:08 Relative-Ad3579 Anyone familiar with PrEP billing codes and coverage? Supposed to always be covered but sometimes not.

I went to a doctor for PrEP (Pre-exposure prophylaxis ), and the doctor billed the labwork involved as diagnostic labwork and the service as treatment with a "medical diagnosis".
The insurance company said PrEP can only be covered if billed as routine or preventative. Keep in mind there is a federal regulation that requires they cover it.
And PrEP is obviously preventative. I'm going back and forth between the doctor and the insurance company and would like to know:
How common is it for a doctor to bill PrEP service as diagnostic treatment with medical diagnosis? The doctor claims this is how they normally bill this service and are confused it's not being accepted by the insurance.
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2022.01.28 23:08 weebu4laifu FH5 WTB Nsx GT and AT38

Hi, I'm looking to buy the NSXGT and the AT38
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2022.01.28 23:08 Keatonstl What are some good online business ideas that I can start today?

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2022.01.28 23:08 Angus_Hung Seeking artist that specializes in Sci-Fi/

Trying to find an artist I can commission to do concept art for a screen play that I wrote
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2022.01.28 23:08 balsakagewia Never forget what the left took from us

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2022.01.28 23:08 RedPacketSecurity Cobalt Stike Beacon Detected – 101[.]43[.]70[.]206:443

Cobalt Stike Beacon Detected – 101[.]43[.]70[.]206:443 submitted by RedPacketSecurity to RedPacketSecurity [link] [comments]


2022.01.28 23:08 BestMark1561 Wubby after winning the cake wars

Wubby after winning the cake wars submitted by BestMark1561 to PaymoneyWubby [link] [comments]


2022.01.28 23:08 Aegis616 Tech Question: Styluses and Digitizers

First, what styluses would you recommend for a standard touchscreen tablet (No AES, No EMR, No MPP, No AIT)? Fine point, no tilt, and no pressure sensitivity. Second, what are those large tablets (? IDK) called and what are some good intro models.
I tried searching google and got a lot of bull shit results for both the styluses and digitizers(?).
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2022.01.28 23:08 SharkLeon769 My eevee-lution collection do far! How many do you have?

My eevee-lution collection do far! How many do you have? submitted by SharkLeon769 to pokemongo [link] [comments]


2022.01.28 23:08 unspokenpower2034 Pls give me karma 😭

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2022.01.28 23:08 NewsElfForEnterprise Approaching Winter Storm Impacting Flights Nationwide

Approaching Winter Storm Impacting Flights Nationwide submitted by NewsElfForEnterprise to News_Transportation [link] [comments]


2022.01.28 23:08 RedPacketSecurity Cobalt Stike Beacon Detected – 168[.]100[.]10[.]204:443

Cobalt Stike Beacon Detected – 168[.]100[.]10[.]204:443 submitted by RedPacketSecurity to RedPacketSecurity [link] [comments]


2022.01.28 23:08 xponentialdesign Non Euclidean Rocky Landscape | by Xponentialdesign

Non Euclidean Rocky Landscape | by Xponentialdesign submitted by xponentialdesign to CryptoArt [link] [comments]


2022.01.28 23:08 RedPacketSecurity Cobalt Stike Beacon Detected – 120[.]78[.]155[.]42:80

Cobalt Stike Beacon Detected – 120[.]78[.]155[.]42:80 submitted by RedPacketSecurity to RedPacketSecurity [link] [comments]


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